Cross-Border eCommerce & B2B Marketplaces

Cross-border marketplaces are expanding rapidly as retail and wholesale shift online. In Europe, e-sales form a material share of enterprise turnover, and cross-border volumes represent a significant slice of online trade. At marketplace scale, merchant onboarding, monitoring and evidence retention must be automated and auditable.^[1]

Enforcement risk is rising in speed and scope. U.S. actions expanding secondary sanctions exposure for foreign financial institutions raise the bar for payment partners serving platforms. Real-time maritime sanctions actions show regulators’ willingness to act quickly — a signal to adopt continuous re-screening of merchants and key persons rather than one-off checks.^[2]

Even mid-size platforms can see onboarding queues of 1,000+ merchants/month. Manual screening won’t meet acquirer SLAs and slows time-to-first-sale. Competition from ultra-low-cost cross-border sellers pressures margins; platforms that can’t evidence strong controls risk tougher payment terms or de-risking.