Terms of Use

Effective Date: 16/08/2025

These Terms of Use (“Terms”) are a legally binding agreement between you (“User”, “Client”, “you”) and MatchAudit (“Company”, “we”, “us”) governing your access to and use of our sanctions screening, anti-money laundering (AML), fraud detection, Know Your Customer (KYC), and other financial crime compliance tools (collectively, the “Services”).

1. Acceptance of Terms

By accessing or using the Services, you confirm that you have read, understood, and agreed to these Terms and all applicable laws, including EU General Data Protection Regulation (GDPR), German law, and U.S. regulations. If you do not agree, do not use the Services.

2. No Legal Advice

MatchAudit provides technology solutions for risk screening only. We do not provide legal, compliance, or regulatory advice. You are solely responsible for interpreting results and making compliance decisions. You must consult your own legal counsel for regulatory obligations.

3. Compliance Responsibility

You are solely responsible for ensuring your use of the Services complies with applicable sanctions laws, anti-money laundering regulations, export control laws, and other relevant statutes in your jurisdiction. This includes, without limitation, the laws of the European Union, United States (including OFAC), and the Federal Republic of Germany.

4. No Guarantee of Accuracy

While we take reasonable steps to maintain accuracy, we do not warrant that the information provided is complete, up-to-date, or free of errors. Data sources may contain inaccuracies, omissions, or delays. You accept full responsibility for verifying any results before reliance.

5. Limitation of Liability

To the maximum extent permitted by law, MatchAudit and its affiliates, officers, employees, agents, and suppliers shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, including loss of business, profits, reputation, or data, even if advised of the possibility of such damages. Our total liability for any claim shall not exceed the total amount paid by you for the Services in the 12 months preceding the claim.

6. Indemnification

You agree to indemnify, defend, and hold harmless MatchAudit and its affiliates from any and all claims, liabilities, damages, losses, and expenses (including legal fees) arising from your use or misuse of the Services, your breach of these Terms, or your violation of any law or regulation.

7. Data Protection

We process personal data in accordance with our Privacy Policy. International transfers of personal data shall comply with GDPR and other applicable data protection laws. You must ensure that any personal data you submit to us has been collected lawfully and with appropriate consents.

8. Export Control & Sanctions Compliance

You may not use the Services in any manner that would cause MatchAudit to be in violation of applicable sanctions laws or export control regulations. You represent and warrant that you are not located in, or acting on behalf of, any restricted country or sanctioned entity.

9. Intellectual Property

All intellectual property rights in the Services remain the exclusive property of MatchAudit or its licensors. You may not copy, modify, reverse-engineer, or create derivative works of the Services without our written consent.

10. Termination

We reserve the right to suspend or terminate your access at any time without notice for any breach of these Terms or if required by law.

11. Governing Law

These Terms are governed by the laws of the Federal Republic of Germany, without regard to conflict of law principles. The exclusive venue for disputes shall be Frankfurt am Main, Germany.

12. Dispute Resolution

Any disputes shall first be attempted to be resolved amicably. If unresolved, disputes shall be submitted to the competent courts of Frankfurt am Main, Germany. We may seek injunctive relief in any jurisdiction to protect our intellectual property and confidential information.

13. Changes to Terms

We may modify these Terms at any time by posting the updated version on our website. Continued use of the Services constitutes acceptance of the updated Terms.