Coverage & Credence

What we cover, how often we update, and the standards we follow to ensure your screening results are defensible with banks, auditors, and regulators.

1) Scope of Coverage

MatchAudit screens names against consolidated sanctions data from multiple jurisdictions. Current coverage:

  • • United States – OFAC (SDN & Consolidated)
  • • United Nations – Consolidated Sanctions List
  • • European Union – Consolidated Financial Sanctions
  • • United Kingdom – OFSI Consolidated List
  • • Switzerland – SECO Sanctions
  • • Australia – DFAT Consolidated List
  • • Canada – SEMA/Justice Consolidated

Roadmap (paid tiers): Politically Exposed Persons (PEP) and Adverse Media integrations, plus additional regional lists where risk exposure justifies inclusion.

2) Update Cadence & Data Integrity

  • Cadence: Free plans refresh daily; paid API tiers support near real-time updates.
  • Provenance: Data is sourced from official list publishers and reputable aggregators. Each import is time-stamped.
  • Change control: Import jobs are logged; we record source, version, and applied parsers.
  • Auditability: Every screening event stores inputs, timestamp, list versions, and match rationale for PDF export.

3) Matching Methodology

We normalize inputs (case/whitespace/diacritics) and compare against list entries using exact and fuzzy techniques. No phonetic algorithms are used by default. Results include a confidence score and a short explanation of why a candidate matched.

  • Normalization (Unicode/diacritics, punctuation, spacing)
  • Exact and fuzzy similarity thresholds tuned for low false negatives
  • Alias/AKA, DOB, nationality, and program cues where available

4) Confidence & Risk Scoring

  • 90–100: Critical — exact/near-exact identifiers and program overlap
  • 75–89: High — strong name similarity plus contextual cues
  • 60–74: Medium — probable match; requires manual review
  • <60: Low — weak similarity; typically informational only

Scores guide review effort; they are not legal determinations.

5) Audit Trails, Reports & Retention

  • Reports: Branded PDFs contain list sources, import timestamps, and match explanations.
  • Logging: We retain screening logs per plan limits; “Long-term Data Retention” is available as an add-on.
  • Exports: CSV/PDF exports are available on paid tiers for regulator-ready evidence.

6) Legal & Compliance

  • Jurisdiction: MatchAudit is registered in Germany and processes data in compliance with EU GDPR.
  • Lawful basis: Processing is based on legitimate interests and/or legal obligation where applicable.
  • Controller & DPA: MatchAudit acts as a data controller for the platform and can provide a DPA upon request.
  • Data subject rights: Requests for access, rectification, or erasure can be submitted via our Contact page.
  • Not legal advice: Screening results are risk indicators and require customer due diligence before decisions.

7) Fair Use & Limitations

Sanctions data is dynamic and may contain transliteration, alias, or timeliness issues. Screening reduces risk but does not eliminate it. You are responsible for your compliance decisions and internal procedures.

8) Contact & Notices

Questions or regulator requests? Contact us via Contact. We will provide source references, list timestamps, and audit logs relating to your screening events.

Effective date: 2025-08-16. This page may be updated as our coverage expands.